Members first
Every decision — every investment, every rule, every expense — is tested against one question: does it serve members' savings?
About the Fund
A national savings institution built to turn working years into a secure retirement — for every Solomon Islander in the formal workforce.
The Solomon Islands National Provident Fund (SINPF) is the country's mandatory retirement savings institution. Established under the National Provident Fund Act in 1973, the Fund collects regular contributions from employers and employees, invests them prudently, and pays benefits back to members at retirement — and at the other key moments the Act allows.
Put simply: SINPF holds the savings of the Solomon Islands workforce, grows them over a lifetime of work, and returns them when members need them most.
Every formal-sector worker in Solomon Islands is a member of the Fund, from the first day of their first job to the last day of their career — and beyond. Today the Fund looks after the savings of over 210,000 active members and holds around SI$ 4.8 billion in assets on their behalf.
Members never carry the Fund's running costs out of their own balance. Every dollar contributed stays working for the member who contributed it.
Four principles that sit behind every decision — from how contributions are collected to how benefits are paid.
Every decision — every investment, every rule, every expense — is tested against one question: does it serve members' savings?
The Fund takes only the risks its Investment Policy Statement allows. Discipline is a feature, not a limit.
Members, employers and the public can see how the Fund is run — through annual reports, audited financials, and regular updates from the Board.
The Fund invests for decades, not headlines. The timeframe that matters is the length of a member's working life.
Membership in SINPF is built on three straightforward moves:
Between contribution and benefit, the Fund's single job is to protect the real value of members' savings and grow them responsibly over the long run.
Four doorways into the detail behind how the Fund works.
The Investment Policy Statement, the frameworks around it, and the six-step decision every proposal moves through.
Five layers of protection that sit behind every dollar in the Fund.
How members' savings, invested in Solomon Islands, help build the economy where members live and work.
The Board of Trustees and the Fund Management Team who run the Fund on members' behalf.